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Cato Networks Case Study Financial Services

Cato Networks Case Studies

How Cato Networks helps banking/credit unions and financial services.

Cato Case Studies Banking/Credit union & Financial Services

Contents Guardian Credit Union Improves Network Control & Security with Cato 3 Firewall as a Service • Affordable MPLS Alternative Cato SASE Cloud secures networking of Bank Avera locations and its mobile employees 7 Secure and Optimized SD-WAN • Secure Branch Internet Access • Cloud Acceleration and Control • Regional SASE Mobile Security and Optimization • Remote Access Security and Optimization • Affordable MPLS Alternative Blender Breaks Free from the Box 9 Branch Appliance Elimination • Cloud Datacenter Integration CIAL Dun & Bradstreet Improves Networking and Security in Latin American with Cato 11 Affordable MPLS Alternative • Affordable MPLS Alternative Standard Insurance Uses Cato for Cloud Migration and Digital Transformation 14 Secure Cloud-Based SD-WAN • Cloud Datacenter Integration • Branch Appliance Elimination Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 2

Guardian Credit Union Improves Network Control & Security with Cato It was clear Cato was the most mature SASE solution out thereFirewall as a Service • Affordable MPLS Alternative Cloud applications demand Scott Rosen, Vice President of greater network visibility, without Technology compromising security or About Guardian increasing complexity Credit Union Guardian Credit Union is a regional business that faced big network Guardian Credit Union, challenges. The credit union needed better visibility and application an Alabama-based credit control, without compromising security or making the network so union, had a private complicated it would require a team of wizards to operate. network connecting 20 sites across a dozen Like many companies, Guardian had relied on a mix of point-to-point, Alabama counties. layer-2 connections to connect sites. The MPLS and Metro Ethernet The Layer-2 network network was configured in a hub-and-spoke, backhauling requests to mixed MPLS and Metro Guardian’s central datacenter to access applications, data, and from Ethernet point-to- there through a secured Internet portal. In short, it was the kind of point connections from complex configuration typica of legacy enterprise networks. the datacenter to the “I have experience in complex environments so it’s not hard for me to branches. Access to get it and support it, but I have other things to do too and so does our the cloud was through a team,” says Scott Rosen, vice president of technology for Guardian. secure Internet portal in the central datacenter. Applications included I have experience in complex environments so it’s not voice and, increasingly, hard for me to get it and support it, but I have other cloud applications, such things to do too and so does our team” as Microsoft 365 and Zoom. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 3

Managing a complex network requires lots of training, which Rosen wanted to avoid as a requirement for Guardian’s IT operations team. “It takes a ton of time and expertise. You don’t just go out and take a couple of courses in how the network works in a complex environment,” says Rosen. “So for us, moving to SD-WAN wasn’t necessarily about reducing costs, even though that was something that happened, but it was more about visibility of the network. We wanted to reduce the complexity of the network but maintain its protection and resilience.” One reason improving visibility was particularly important for Rosen and his team was because of the struggles voice and cloud applications had across private networks like Guardian’s. The company was increasingly looking to adopt video conferencing, Microsoft 365, and other applications so providing quality of service (QoS) at the edge was very important. SD-WAN Requires Security to Replacing MPLS SD-WAN provided a way to simplify the network but that meant adopting Internet everywhere. The inherent risks were obvious. “Now that we’re getting away from private connections, we risk exposing ourselves by providing Internet connections now at all locations. So that was something to weigh. How could we mitigate that risk? “ It meant that security had to be part of his SD-WAN assessment. The notion that traffic across the WAN can be trusted, a common belief in legacy network design, had to be upturned. “If you trust the traffic between a branch and a datacenter, you’re increasing your risk. If there’s a piece of malware in the branch, which thankfully we never had, the malware could propagate across the network. You must inspect the traffic.” And that inspection must be based in the network. “You can use endpoint control in the computers but that doesn’t fix IoT or devices that might have different operating systems than the ones you control. You really need to have inspection and control in the network.” Rosen Considers SD-WAN Solutions but Finds Security, Management Lacking Rosen investigated conventional SD-WAN solutions, but none of those alternatives prioritized security. “We led with ‘security first’ in our assessment, but conventional SD-WAN solutions sold security as an add-on or required a separate security solution.” We led with ‘security 昀椀rst’ in our assessment, but conventional SD-WAN solutions sold security as an add-on or required a separate security solution.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 4

Also, conventional SD-WAN solutions required going through a telecom provider or ISP, who would manage the solution for Guardian. The credit union was already dissatisfied with telco support and did not want to give telcos more responsibility. “It’s hard enough to get them to fix the services they were already providing,” Rosen says. “You already experience problems and now they want to sell you a complete turnkey management solution where they manage your entire network.” Cato’s SASE architecture allowed Guardian to prioritize traffic to ensure VoIP and other applications received the necessary bandwidth Rosen Turns to Cato’s SASE Platform for SD-WAN – And More Cato provided Guardian with the enhanced security, application control, and operational simplicity the credit union required. Cato allowed Guardian to achieve needed security without layering on firewalls and other security service, which would have increased network complexity. “Security wasn’t just part of Cato’s technical solution. It’s in Cato’s roots. Your CEO and founder came from that world,” says Rosen. Cato also proved easy to understand, improving the productivity of the Guardian IT team. The IT team could troubleshoot problems quickly without requiring a great deal of networking expertise. “Anybody on our team now can go in and understand where traffic is flowing and how it’s working,” Rosen says. Security wasn’t just part of Cato’s technical solution. It’s in Cato’s roots. Their CEO and founder came from that world.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 5

And the transition to Cato prepared Guardian for the Covid-19 pandemic. “Who knew that the steps we took months and months ago to improve our network would prepare use for Covid-19,” says Rosen. “But moving to Cato was instrumental in us being able to be elastic and more dynamic in helping us respond to not just the shift to remote workers. Not only could Cato support our remote workers, but we didn’t need to bring cloud and Internet traffic back to our datacenter and consuming our resources. We could keep that traffic where it belonged in the cloud.“ With Cato, Guardian gained network visibility into its complete network and security infrastructure. Cato Support Proves to be ‘Nimble’ and Responsive Overall, Rosen is extremely impressed by Cato’s commitment to customer service. Rosen notes that one night he called Cato after 9 pm and Cato offered to do a remote support session despite the lateness of the hour. Guardian was at that time doing a proof-of-concept (PoC) with Cato — though Cato didn’t know that until later — and Cato’s above-and-beyond commitment to support helped Guardian decide to give Cato its business. Cato has also proven responsive to enhancement suggestions. “Cato is nimble. When I need something fixed or have a product enhancement, Cato listens,” says Rosen. Cato is nimble. When I need something 昀椀xed or have a product enhancement, Cato listens.” And Guardian and Cato both share a common corporate culture, of putting the customer first. “Honestly, I’d love to tell you it was all about the product, but your people, too, are a differentiator.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 6

Cato SASE Cloud secures networking of Bank Avera locations and its mobile employees Secure and Optimized SD-WAN • Secure Branch Internet Access • Cloud Acceleration and Control • Regional SASE Mobile Security and Optimization • Remote Access Security and Optimization • Affordable MPLS Alternative In the name Avera, the Italian words “avere” (to have) and “vera” Ralf Luchsinger, (real) merge. The name means “to have the real thing”. Thus, the Chief IT, Service and bank is characterized by personalized advice, a holistic approach Provider Management, and individually tailored financial solutions. For Bank Avera, it is very Bank Avera important that the locations are well, stably and securely networked. About Bank Challenge Avera As the largest regional Bank Avera had previously relied on outsourcing its IT infrastructure. bank in the canton, Bank It was an important part of the business strategy to take the reins Avera, which has been back into its own hands and run IT services in-house. Important rooted in the greater factors for this decision were flexibility, visibility and security across all Zurich area since 1828, networks and sites. The systems had to be unified and interconnected. serves around 45,000 Different variants were evaluated and tested for the networking. satisfied customers Since the system had to run on its own and no infrastructure had to be via a network of twelve purchased, the ready-made solution SASE (Secure Access Service locations. Bank Avera Edge) was chosen. approached Inseya with the idea of networking The main requirements from Bank Avera’s point of view were: all bank locations with a • Protect Bank Avera’s mobile users from threats on all devices. modern, future-oriented • Manage access to all corporate data according to the corporate solution. The network and policies uniformly on one platform security integration should • Ensure short latency and acceleration of bandwidth at all bank be easy to implement and locations automated. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 7

• Ensure secure Internet access for all Bank Avera branches and for home use • Secure and accelerate general access to cloud services Solution Cato’s Secure Access Service Edge (SASE) solution was found to be a global, cloud-native platform that runs a converged software stack to provide an adaptable and secure network service. Cato SASE Cloud’s security engines are delivered as part of the cloud service. No additional equipment had to be purchased or configured for Bank Avera’s requirements. Cato provides Next Generation Firewall (NGFW), Secure Web Gateway (SWG) with URL filtering, anti-malware service and Intrusion Prevention System (IPS) services. Important aspects were the optimization and encryption of data traffic (WAN) between sites, which are integral parts of the network software stack. The Cato solution uses TCP proxies and quality of services algorithms to maximize the speed of file transfers. Cato Sockets, Cato’s edge SD-WAN device, leverages multiple Internet lines to provide reliable, high-performance access to the globally available Cato SASE Cloud. Traffic can also be routed to third-party devices via IP-sec tunnels. Result: The best solution for all Bank Avera locations. Cato’s solution has significantly contributed to the stability and security of the networked Bank Avera sites and relieves the burden on the systems. Services that were previously outsourced can now be automated in-house. Existing VPN connections were replaced with Cato. Overall, complexity was reduced, uptime increased and processes simplified. The simple integration of the solution made it possible to increase visibility. The IT department can take over the configuration of the arbitrarily scalable solution itself. New users, an increase in bandwidth and additional locations can be easily integrated. The bank integrated the new and better WAN solution within a very short time. In short, the IT management is very satisfied with Cato’s security solution and can guarantee their employees the stability and security of the systems. With the Cato SASE Cloud from Cato Networks, we were able to connect locations and employees securely, easily and quickly. We now have the IT solution in-house and can adapt the infrastructure to our needs at any time with the desired 昀氀exibility.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 8

Blender Breaks Free from the Box Branch Appliance Elimination • Cloud Datacenter Integration Challenges Boaz Aviv, Chief Technical O昀케cer When Blender originally started out of their headquarters in Israel they had installed a firewall appliance from one of the top tier vendors. About Blender Chief Technical Officer (CTO) Boaz Aviv found it complex to manage, upgrade and patch. “Owning these boxes is expensive and they Eliminating borders for both need constant management. Even if the time required to manage lenders and borrowers your firewall is just 10 hours a month, that’s still 10 hours you’ve lost,” worldwide is at the heart of Blender’s peer-to-peer explains Aviv. Blender depended on an IT integrator for installation lending platform. Founded and support of the firewall appliance. When they experienced a three years ago, Blender’s system failure over the weekend, their IT integrator was not available service gives borrowers and to support them. This resulted in long downtime and impacted their lenders a simple and easy business. alternative to traditional banks lending that offers more attractive rates to both Since we moved to Cato, our bandwidth increased by parties. approximately 30 times the speed we had before. Now, Currently servicing more the customer’s Wi-Fi experience is much better. We’ve than 10,000 clients, the stopped receiving complaints since deploying Cato” company has offices in Israel, Italy, and Lithuania with plans to expand to two new territories in 2017. To be When the time came to expand to their new offices in Italy and competitive, the organization Lithuania, the team at Blender stopped to reevaluate how their office must also run especially network security footprint would impact cost and capacity going lean, both with its network forward. Without dedicating personnel to support remote appliances architecture and IT staff. with upgrades and patches, Blender would be dependent on costly third-party assistance with unreliable coverage. Also, as a financial technology organization, Blender continuously seeks to upgrade into better security services, “Although we are a Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 9

young company, we never compromise on security,” says Aviv. As a cloud-centric business that is subject to regulations and stores most of its data in SaaS applications and a IaaS datacenter, Blender specifically needs to secure data access. Solution When Aviv initially learned about Cato Networks and its cloud-based secure network, he saw it as a perfect fit for Blender. “The only metal I had in my office was our telephony machine and the firewall — and I wanted to get rid of both of them” explains Aviv. ”I felt that as much as we grow, the more these boxes would grow right along with us, as would the burden of managing and supporting them.” To deploy Cato, Blender simply replaced the incumbent firewall in the main office with a Cato Socket — a small, zero-touch, tunneling device to forward traffic from the office to the Cato Cloud. Connecting their branch offices was simple and required zero technical expertise. All locations were now using secure internet access via Cato. A full security stack, including Next- Gen Firewall, application control, and URL filtering inspects Blender’s traffic, which is fully encrypted between branches and the Cato Cloud. Managing network security centrally in the cloud enables a unified policy for all users, locations and applications. Prior to Cato, Aviv had planned to purchase more appliances to support the company’s disaster recovery (DR) sites. Installing Cato now allows him to avoid the significant expenses and IT resources it would take to manage additional appliances. Instead, his team is securely connecting the DR sites to the Cato Cloud and from there to the rest of the business. Blender employees access Office 365, Salesforce and Amazon AWS apps on-the-go using the Cato Client app on their mobile devices. The Cato Client establishes a secure tunnel to the Cato Cloud and all cloud traffic is protected by Cato. To prevent unauthorized access and protect against credential theft, Blender is using a unique Cato feature that allows them to configure their SaaS applications to accept traffic only from the Cato Cloud specific IP range. Since the Cato Client can only be used after a full device registration, hackers can’t target the cloud apps using unregistered devices. The Way Forward A year into production, Blender is meeting industry security audits while scaling capacity in step with its growing business and easily enabling users to access network resources using the cloud- based management application. Aviv has been impressed with the level of support he’s received throughout. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 10

CIAL Dun & Bradstreet Improves Networking and Security in Latin American with Cato Affordable MPLS Alternative • Affordable MPLS Alternative The Challenge: Improve the Yoni Cohen, Networking Infrastructure for Chief Technology O昀케cer Latin American O昀케ces About CIAL Dun & Bradstreet CIAL Dun & Bradstreet faced an all too familiar networking problem: integrating disparate operations. “When the acquisition closed, we Headquartered in New York, CIAL Dun & Bradstreet were aware that some of the offices were in need of an upgrade of is a global business data networking infrastructure,” says Yoni Cohen, Chief Technology Officer technology company active for CIAL Dun & Bradstreet. “In some places, the internet wasn’t fast throughout Latin America as enough, and this was a real impediment to business.” well as Tel Aviv and Zagreb. Prior to Cato, the company Centro de Información América Latin (CIAL) Dun & Bradstreet was had an MPLS network that launched when CB Alliance became the WWN Partner of Dun & connected global offices Bradstreet International in Latin America’. CIAL Dun & Bradstreet across eight countries, built is the premier provider of commercial trade credit and supplier risk in part from a key acquisition management data and solutions across Latin America. Offices are in Latin America. There based in Argentina, Brazil, Mexico, Peru, and South Florida, with were four local networks, additional personnel in countries throughout the region. each with ties back to an enterprise data center in the CIAL was charged with creating a new network to unify this new U.S., plus each office was company, and link it to its existing offices, including teams in Zagreb, tied into the global network. Israel, and New York. “We wanted everything to be on one unified but The MPLS circuits routed secure network,” says Cohen. through a datacenter in the US and the other offices had their own setup with VPN connections to the parent. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 11

SD-WAN Reduced Network Access Costs, Increased Cross-Site Access to Applications Cohen began looking at an SD-WAN approach for several reasons. “I wanted a flexible, virtual network because I knew we would be adding offices and making other changes in the near future,” he says. “We weren’t locked into long-term contracts for the MPLS circuits, and this gave us the ability to lower our costs by installing broadband circuits in their place.” The cost of bandwidth – either MPLS or broadband – is considerably higher in Latin America than in other places. Anything CIAL could do to reduce costs would be helpful. “Having one major datacenter in the middle of Latin America didn’t seem like a particularly good approach. That’s why we started thinking about SD-WAN.” CIAL Alliance Tests Cato Soon after Cohen began his research on SD-WAN solutions, he read an article about Cato Networks and reached out to learn more. He liked what he heard and signed CIAL on as a Cato Networks customer. It was a successful rollout, We worked with a network engineer from Cato who was critical to our ability to build the connections we needed.” And while he’s been able to reduce costs, cost reductions have not been the only benefit with Cato: We’re getting far more for the money. Connecting our locations and the cloud, having the TLS inspection, having the antivirus at the network level — there’s a lot of value,” CIAL Dun & Bradstreet ended up with connections to the Dun & Bradstreet global data supply chain via VPN tunnels to various enterprise datacenters, tunnels to instances in Amazon AWS, along with the individual sites. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 12

CIAL Dun & Bradstreet connected to the global data supply chain via VPN tunnels to various enterprise datacenters, tunnels to instances in Amazon AWS, along with the individual sites. Cato’s ability to prioritize WAN and Internet traffic has been particularly helpful. “Because Internet connectivity is expensive in Latin America, it’s prohibitively expensive to give people very high Internet connections. When you have 80 to 100 people sharing a connection, you need to prioritize the traffic.” Cato also gives CIAL Dun & Bradstreet the ability to segment traffic to prevent the spread of malware. “We use the WAN rules to segment traffic much more carefully,” Cohen says. “We use a TLS inspection service to prevent any viruses from spreading across our network. We added security rules around the type of traffic and type of pass-through, so it would be much harder for any malware to get from site to site.” CIAL Dun & Bradstreet Looks Ahead with Cato Cohen is looking for ways to get more out of CIAL Dun & Bradstreet’s use of the Cato Cloud. “One thing I’m considering is to have the Cato Client on all our devices to force them to come through the Cato Cloud. This is probably my next move with Cato,” says Cohen. The Cato Client connects mobile users to the Cato Cloud and provides secure and optimized access to the enterprise SD-WAN. All of the resources accessible from the locations, whether they’re in physical datacenters or in the cloud and Internet, can be made accessible to mobile users. And by connecting directly to those resources through the closest Cato PoP, mobile users performance if far better than traditional mobile VPN solutions. This has allowed the team to expand in new regions rapidly and organically. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 13

Standard Insurance Uses Cato for Cloud Migration and Digital Transformation Secure Cloud-Based SD-WAN • Cloud Datacenter Integration • Branch Appliance Elimination Many enterprises are undergoing a digital transformation — Alf Dela Cruz, reinventing the way they do business to become more innovative First Vice President, and more responsive to customer needs. This often entails migrating Head of IT Infrastructure applications to the cloud and increasing business agility by simplifying and Cybersecurity the IT infrastructure. Both were undoubtedly goals for Standard Insurance whose digital transformation initiative became so successful About Standard that ICMG, a leading full-service enterprise and IT architecture Insurance firm, awarded the company winner of “Best Architecture for IT Standard Insurance Co. Infrastructure” in 2018. Inc. operates as a non-life Standard Insurance, a nationwide provider of insurance and insurance company in the financial products in the Philippines had initiated a multiyear digital Philippines. The company is based in Makati, the transformation project in 2016. The company was shifting to online Philippines with sixty selling and needed to evolve its aging backend software infrastructure. branches, 700+ dealer/ The system served the entire process of the insurance business, agent networks, and 1500 from application and proposal to policy issuance, administration, associates nationwide. Prior to Cato, Standard Insurance and claims—in other words, the lifecycle of the company. The used local firewalls and new, custom-developed platform, though, still ran in the company low-bandwidth, telco- datacenter. A system failure would represent an existential threat to the provided IPVPN services company; moving the insurance software to AWS became a priority. to connect branches to the company headquarters. Insurance agents and employees across sixty branches VPNed Applications were initially into the Makati headquarters to access the company’s insurance hosted on-premise and in application. Those sites were secured by branch firewall appliances AWS before migrating fully to AWS. Specific applications connected by telco-provided VPN services. But the lack of telco included the core insurance coverage meant that Alf Dela Cruz, First Vice President, Head of issuance application, CRM, IT Infrastructure and Cybersecurity at Standard Insurance, and an accounting system, and his team had to manage multiple provider relationships to deliver other office productivity comprehensive branch connectivity. It was a headache. tools. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 14

Security was also a concern. The local firewall appliances needed to be upgraded, which was a constant expense, and were insufficient to protect the organization. After two ransomware incidents, the CEO demanded a dramatically improved security posture. The complexity of the firewall appliances also complicated site deployments. “With a hardware firewall, we had to copy information to every site and make sure it stays updated, and whatever changes we make at the head office need to filter out to every branch,” says Dela Cruz. In a Head-to-Head Evaluation, Cato Reduces Security Costs By Half The IT team intended to replace the firewall appliances with on-premise next-generation hardware appliances, but while awaiting delivery of the new hardware, Dela Cruz heard about Cato. When we learned about the Cato solution, we liked the idea of simple and centralized management. We wouldn’t have to worry about the time-consuming process of patch management of on-premise 昀椀rewalls.” Cato connects all enterprise resources — locations, cloud resources, and mobile users — to a common, optimized global backbone, which today is built from more than 42 PoPs across the globe. With all traffic on the Cato backbone, Cato applies a common security policy to protect all resources. Next-generation firewall (NGFW), secure web gateway (SWG), URL filtering, malware prevention — all are built into the Cato service. Cato MDR, a managed threat detection and response (MDR) service, offloads the resource-intensive and skill-dependent process of detecting compromised endpoints onto the Cato SOC. Standard Insurance put its hardware acquisition on hold to evaluate Cato head-to-head. “We would easily spend double in terms of what we spend for Cato,” he says. The cost of the total solution Cato is providing us – including the centralized management, cloud-based monitoring, and reports – matches the cost of the 昀椀rewall appliances alone. Then we would still need to add in the cost of appliance management and the advanced protection and other components of the 昀椀rewalls.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 15

Cato Simpli昀椀es Network and Security Infrastructure If Cato intrigued the Standard Insurance team with its low cost, Cato won the day with its AWS connectivity. Cato’s points of presence (PoPs) are co-located in the same physical datacenters as the IXPs of Amazon AWS, Microsoft Azure, and other cloud datacenter services, providing fast access to cloud resources across cloud providers and global regions. “Once we migrated our critical applications into the AWS cloud, we took Cato even more seriously because of their compatibility with the cloud network. This allows our branches to easily connect to the AWS cloud via the Cato network,” says Dela Cruz. Implementing Cato also allowed Standard Insurance to shorten deployment times. Dela Cruz and his team could eliminate all branch firewalls and Internet-based VPNs, and instead, send a Cato Socket, Cato’s small SD-WAN device to each branch for a non-technical person can simply plug it in. Once the Socket connects to the Internet, the Cato network recognizes it, joining the Socket into the SD- WAN. The Socket inherits the global security policies Dela Cruz and his team have configured for the network. “We can set up a branch in minutes with Cato,” says Dela Cruz. With Cato, Standard Insurance connected all users, sites, and cloud resources into a single backbone. Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 16

Enforcing one set of security rules in the cloud for all users and resources makes secure much easier to manage and update. Policies can also be customized to meet the needs of individual locations, users and more from the Cato management console. “The Cato management console is very easy to comprehend,” says Dela Cruz. As for the users, Standard Insurance employees enjoy a better user experience. Previously, IPVPN bandwidth was limited to 1 Mbits/s. With Cato we increased Internet bandwidth by 10x, signi昀椀cantly improving performance without increasing costs.” Standard Insurance Looks Towards the Future with Cato Standard Insurance will continue with its broader transformation efforts. Initiatives planned include implementing single sign-on (SSO) for all of its applications and numerous application changes. As for the infrastructure, Standard Insurance is looking to roll out more mobile clients to bring more dealers and agents onto the network. We are recommending Cato to our business partners. We love that the solution is cloud- based, easy to manage, and less expensive than other options.” Cato. Ready for Whatever’s Next Case Studies - Banking/Credit union & Financial Services 17